Roth Contribution Limits 2024 Married Filing Separately. The roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older. If you are married filing separately (and you lived with your spouse during the year), you can make a reduced contribution if your magi is below $10,000.

Those limits reflect an increase of $500 over the 2023. The roth ira contribution limits are $7,000, or $8,000 if you’re.